Spanish Housing Market Report Q3-2024: House Prices since 2023 +11,56% and Sales +18,87%
22 Sep 2024
Market Sentiments and outlook 2025
Throughout the whole year 2024 the demand for quality homes has been high and we expect 2025 to continue on similar levels. At the time of writing of this report we are already halfway through the fourth quarter and the end of the year is near. Looking back at 2024 we see a year full of opportunities and lots of happy clients!
Both the feedback from our clients, the market and other professionals we speak with, like bankers, mortgage brokers, asset managers and lawyers, indicate that the demand for luxurious top quality property in Spain will remain on considerably high levels for the foreseeable future.
Essential Insights from this Q3-2024 Market Report:
· The number of homes sold in Spain in the third quarter was 13,9% higher than in the previous quarter. Compared to the same period in 2023 the national market rose substantially with 18,87%.
· Property prices in Spain roseon an annual basis with 11,56%.
· On Costa Blanca property pricesrose on average 9,2% in the last 12 months.
· The sale of new build properties in the last year jumpedin Alicante with 21,6% while 5,6% less existing homeswere sold.
· Costa Cálida noted a massive price jump of 20,1% for new build homes compared to the previous quarter. On an annual basis prices of new build homes rose with 7,6% in the region.

Quick Market Overview:
· Spain-wide Home Sales: QuarterlyIncreaseof 13,9%
· Costa Blanca Property Transactions: Quarterly Increaseof 17,7%
· Mortgages: 66% of homes financed
· Quarterly Price Trends: Nationwideincrease of 2,8%
· Quarterly Price Trends: Costa Blanca price rise 4,6%
· InternationalBuyers: Account for 14,85% of purchases in Spain, with a notable 43,08% in Costa Blanca
· Top 5 international buyers in Spain: British, Germans, Moroccans, Polish, Italians (see all 18 nationalities below)
Read the full report below
Background:
On the 11th of November 2024, the Spanish Property Registry (Colegio de Registradores de la Propiedad, Bienes Muebles y Mercantiles de España) released the Q3 2024 property market insights. At nardia real estate agency in Altea, our commitment is to empower you with fact-based insights, enabling informed decisions.
Discover our comprehensive market analysis below.

In This Market Report:
Homes Sold in the Third Quarter of 2024
Top 10 Provinces with Most Homes Sold in Q3-2024
Price Fluctuations and Trends
Trend: prices continue to rise gradually
Market Overview Third Quarter 2024:
Comunidad Valenciana & Costa Cálida
Market Sentiments
Trend: Buy-to-Rent
Your Investment Partner in Costa Blanca
Foreign Demand
Q3-2024 Foreign Demand by Region Why Costa blanca?
Nationalities that bought the most homes in Q3-2024:
Mortgages
Average Mortgage amount Mortgage and monthly income Mortgages on Costa Blanca & Costa Cálida
Trend: Mortgages more attractive?
The Spanish Economy
Inflation: Employment Q3: Company Formations Q3: Insolvency proceedings Q3
Market Outlook
A 10-year Outlook on the Spanish Property Market: 2024-2034

1. Homes Sold in the Third Quarter of 2024
In Q3 2024, the overall property market in Spain increasedwith 13,9% with 166.609 homes sold. This while in the second quarter of the year a total of 146.273 homes were sold with a decrease of 3,4% compared to the first quarter of 2024.
On an annual basis the third quarter shows a rise of 18,87%in the total Spanish property market when compared to the third quarter of 2023.
Homes Sold in Q3 2024: 166.609
Homes Sold in Q2 2024: 146.273

Above: Spain Homes Sold in the third quarter of 2024
© Images: nardia real estate agency. Data source: Registradores
In our vision the lower interest rates on mortgages and increased availability of mortgages, allowing property buyers to stretch their budget, are, at least on a national level it seems from the data, behind the rise in the number of properties sold.
The Comunidad Valenciana is with27.501 homes the second region of Spain with a market share of 16,31% of the total Spanish property market which is slightly below the market share in the previous quarters.
The number of homes sold in the Comunidad Valenciana in the third quarter rose with 17,8% compared to the previous quarter. This while compared to the same quarter in 2023 the number of homes sold decreased with 2,1%.
New Build Homes Sold: 4.626
Resale Homes Sold: 22.875

Above: Comunidad Valenciana Homes Sold in the third quarter of 2024
© Images: nardia real estate agency. Data source: Registradores
On Costa Blanca 13.771 homeswere soldin the third quarter, being 17,7% more** than in the previous three months. This quarter both new build and resale homes showed a rise in the number of properties sold.
New Build Homes Sold: 2.499 a rise of 16,7%
Resale Homes Sold: 11.272 a rise of 17,9%

Above: Costa Blanca Homes Sold in the third quarter of 2024
© Images: nardia real estate agency. Data source: Registradores
On an annual basis the overall Costa Blanca market decreased with 1,9%. Compared to 2023 the market for new build homes rose with 21,6% to 8.290 homes sold in the last 12 months. While the market for resale homes shrunk with 5,6% to 40.640 homes sold.

2. Top 10 Provinces with Most Homes Sold in Q3-2024
Below you find the top 10 provinces with the number of homes sold in the third quarter of 2024 including the variation compared to the previous quarter.
Madrid 20.205 +16,2%
Barcelona 16.515 +15,3%
Alicante 13.771 +17.7%
Valencia 10.237 +15.4%
Málaga 8.796 -0,8%
Murcia 6.273 +21.2%
Sevilla 5.980 +11,5%
Cadiz 4.283 + 9,2%
Tarragon 4.071 +20,1%
Asturias 3.804 19,2%

3. Price Fluctuations and Trends
Property pricesin the whole of Spain increased with 3.78% compared to the second quarter of the year. When compared with the third quarter of 2023, year-on-yearthe average house price in the whole of Spain rose by 4,4%.
On average in Spain the prices of new build homes rose in a year with 2,9% and for existing homes with 4,6%.
The highest increase in property prices in the third quarter of 2024 was noted in the province of Cuenca with a substantial price rise of 26,3%on average. While new build homes in Cuenca increasedwith an impressive 91,5%. Existing homes sold were priced 15,1% higher than in the previous quarter.
These numbers should be seen in the right perspective however. In the previous quarter prices in Cuenca decreased with 6,6% on average. Possibly a small number of expensive properties sold has caused the jump in average prices. This quarter 77 new built properties were sold in Cuenca, 285% more than in the previous quarter. Only time will tell if the next quarter will show similar results.
Another notable jump in house priceswas noted in Asturiaswith a rise of 12,5% on average. When we look at new build homes alone in Asturias prices were 14,1% higher than in the second quarter of 2024 and for resale homes 9,5%.
In Alicantefrom July to September this year the averagehome pricerose with 4,6%, being a rise of 8,5% for new buildhomes and 3,3%for resale.
NEW BUILD HOMES IN ALICANTE ROSE WITH 8,5% IN THE 3RD QUARTER
On an annual basis the rise in Alicanteis, just like in the previous quarter, even more significant with an average of 9,4% compared to the third quarter of 2023. Over the last 12 months’ prices of brand new properties rose with 8,3% (12,4% in Q2) and resale home prices were 7,9% higher (6,9% in Q2).

In Valenciaaverage house prices rose with 2,5%a small rise compared to the mild 4,5% price increase in the previous quarter. New homes in Valenciacost 1,5% less than in the second quarter and resaleproperties sold for 3,5% higher prices.
On an annual basis prices in Valenciarose on averagewith 6,8% (previous quarter 3,9%). Prices for new build homes in Valencia showed for the fifth quarter in a row a decrease year-on-year with 3,7% (previous quarter decrease of 7,9%) while existing home prices rose with 8,9% (previous quarter showed an annual increase of 6,2%).
The last annual price rise for new build homes in Valencia was noted in the second quarter of 2023 with a price rise of 2,8% compared to the second quarter of 2022.
Compared to the second quarter of 2024 Murcianoted an average price riseof houses of 8,9%. With a rise of 9,1% for new build homes. Still considerable, however much less than the 20,1% price rise noted for new build homes in the second quarter.
Resaleproperties in Murciasold for 8,4% more than in the second quarter. A fairly sharp rise compared to the 1,1% increase in the previous quarter.
On an annual basis Murcia prices were on average 3,1% higher. Newbuild home prices increased with 8,6%while existinghome prices were 1% higher.

4. Trend: prices continue to rise gradually
From the fourth quarter of 2021 up to the third quarter of 2022, during four consecutive quarters sharp price rises for property were registered on both national level as on the Costa Blanca. These quarterly price rises, compared with the property prices a year before, started to slow down in the fourth quarter of 2022 and continued to slow down in the first half of 2023.
In our previous market reports of this year we already noted that the trend of slower rising property prices seemed to turn around. Prices are on the rise with considerable percentages.
This years´ third quarter shows that property prices continue to rise in line with previous quarters.
The trend break, with higher price rises than in the previous quarter, started by the end of 2023 in the third quarter.
The official numbers for Q3-2024 show that prices continue to rise however at a similar pace as in the previous quarter.
Below you find the graphics, prepared by nardia real estate, that show the % of annual price rises in each quarter since 2021. The chart includes the total average price rise (blue line), the average price rise of New Build Homes (orange line) and the average price rise of Resale Homes (grey line).

Average Annual price rise per Quarter since Q1-2021 in Spain

Average Annual price rise per Quarter since Q1-2021 on Costa Blanca
Above: Annual Percentage of Price Rise compared to the previous quarter.
© Images: nardia real estate agency. Data source: Registradores.
Of the 50 provinces in Spain 38 noted higher average prices for existing homes in the third quarter of 2024 compared to the previous quarter. Whereas for new build homes higher priceswere recordedin 27 provinces.
Below some of the provinces with higher and lower property prices in the third quarter of 2024:
Higher Property Prices (compared to the previous quarter):
Cuenca 26,3% (previous quarter -6.6%)
Asturias 12,5% (previous quarter -2.8%)
Cáceres 10,6% (previous quarter -14,4%)
Albacete 8,9% (previous quarter -14,4%)
Murcia 8,9% (previous quarter 5,2%)
Leon 8,5% (previous quarter -4,4%)
Castellon 6,8% (previous quarter 0,0 %)
A Coruña 7,5% (previous quarter 4.2%)
Segovia 1,1% (previous quarter 15,7%)
Valencia 2,5% (previous quarter 4,5%)
Madrid 4.8% (previous quarter 1,4%)
Illes Baleares 3,1% (previous quarter 6,3%)
Lower Property Prices (compared to the previous quarter):
Soria – 19,9% (previous quarter +16,4%)
Las Palmas -9,3% (previous quarter +19,6%)
Cordoba -6,8% (previous quarter -8,8%)
Badajoz -5.3% (previous quarter +12,8%)
Santa Cruz de Tenerife -4,8% (previous quarter +0,6%)
Ciudad Real -3,6% (previous quarter +13,1%)
Zaragoza -2% (previous quarter +4,5%)
Jaen -0,8% (previous quarter +4,6%)

5. Market Overview Third Quarter 2024:
National demandfor property was 13,9% higher than in the second quarter with 141.867 homes sold to Spaniards compared to 124.566 in the previous quarter of the year. Not only in percentages is the increase important to take into account. The absolute number of homes acquired by Spaniards is also a considerable increase by all means. In the third quarter of 2023 only 118.519 homes were sold to a national buyer and in the fourth quarter of 2023 even less homes, being 110.237.
In our previous market reports we mentioned that a rise in national demand was coming. This rise is now clearly present.
With the interest rate cuts announced by the European Central Bank there are more national buyers in the market. The fact that more people are able to obtain a mortgage, while others now have even more lending capacity, due to the lower rates will most likely further drive the demand from national property buyers.
Costa Blanca is located in the Comunidad Valenciana region. With27.501 homes sold (Q2 23.340) this is the second region of Spain with a market share of 16.31% of the total Spanish property market (Q2 16.39%).
In Alicante 13.771 (Q2 11.700) homes were soldin the third quarter, 17,7% more than in the previous quarter.
Below you find an overview of the most sought after regions, the number of homes sold in the third quarter of 2024, the market share in the Spanish property market and the variation compared to the previous quarter:

Above: Market Share & Homes Sold by Region in the third quarter of 2024.
© Images: nardia real estate agency. Data source: Registradores.
6. Comunidad Valenciana & Costa Cálida
In the Comunidad Valenciana region, where Alicante and Costa Blanca are part of, house sales decreased with 2,1% compared to the same period in 2023. A total of 96.893 homes were soldin the last 12 months. In that same 12-month period price levels in the region rose with 8% on average compared to a year before and rose with 3,9% compared to the previous quarter.
Compared to the previous quarter 17,7% more homes were sold with 13.771 properties sold.
Alicanteproperty pricesrose by 3,3%for existing homes and 8,5% fornew build homes when compared to the previous quarter.
Compared to the last 12 months the Costa Blanca shows a small decline of 1,9% in homes sold. In the 12 months from the third quarter of 2023 to 2024 48.930 homes were sold.
In Murcia, where Costa Cálida is, an overall price riseof 8,9 % compared to the second quarter was noted. When split by property type we see that new build homes sold for much higher priceswith a 9,1% increase while existinghomes sold for 8,4% more.
On Costa Cálida in the third quarter 6.273 homes were sold. This is 21,2% more than in the second quarter of the year.
On an annual basis Murcia also shows a rise in demand; 22.238 homes sold in the past 12 months. Being 2% more than in the previous 12 months period.

7. Market Sentiments
Our knowledge and expert insights into market trends position us as the go-to agency for serious clients who are looking for a problem-free property investment.
Costa Blanca continues to be a magnet for international property buyers in Spain, who make up with 43,08% nearly half of the market activity in this region. Our analysis provides insight into the preferences and trends among international and national clients, highlighting the top nationalities investing in Spanish homes further below.

8. Trend: Buy-to-Rent
On top of the plans to acquire a second home to enjoy the Mediterranean climate during holiday or as a retirement destination, we speak with more and more people who are seriously thinking of a property investment in Spain to rent. Either for short term holiday rentals (that require a rental license) or as a long term rental property(that does currently not require any licence), both options offer a fantastic potential return on investment.
If you want to know more about the possibilities to rent out a property in Spain, you can read the blog on our websiteabout property rentals and the new rules that came into force in August this year.
Of course not everybody wants to own a property in Spain. Some may prefer to travel to different countries while others simply cannot afford a second home. Whatever the reason is to rent, we notice a steady demand for quality rental properties.
Our team is confident that it is an excellent investment to buy a property in Spain and rent it out as there is an enormous shortage of rental properties.
There is an even greater demand for quality properties on the most sought after locations.
Obvious but not to be overlooked: in the more sought after areas on the coast the pool of potential renters is large and full of people with a stable and comfortable pension or remote-worker income that can be ideal renters for your property.

9. Your Investment Partner in Costa Blanca
At nardia real estate agency, we’re more than just estate agents; we’re your partners in navigating the property market. Whether you’re seriously thinking of an investment opportunity or have decided to finally build that custom made villa you´ve dreamed of.
We are here to help. We know the market and understand the rules of the game!
How can we help you?
10. Foreign Demand
Of all 166.609 homes sold in Spain in the third quarter 14,85% was bought by a foreigninvestor (14,84% in the first quarter). A total of 24.741 properties were soldto a foreigner.

Above: Spain National / Internation Buyers in the third quarter of 2024.
© Images: nardia real estate agency. Data source: Registradores.
The quarterly percentages are amongst the highest in history. The highest percentage of foreign buyers was noted in the third quarter of 2023 with 15,44%.
In the third quarter 20.336 more homes were sold in the whole of Spain than in the previous quarter. That is a rise of 13,9%.
National buyers bought 17.301 more homes with a total of 141.868
International buyers bought 3.035 more homes with a total of 24.741
Q3-2024 Foreign Demand by Region
Comunidad Valenciana 28,45% foreign demand (28,78% Q2)
Alicante 43.08% foreign demand (43,52% Q2)
Murcia 24,68% foreign demand (23,58% Q2)
Canary Islands 27,25% foreign demand (31,11% Q2)
Balearic Islands 32,5% foreign demand (33,37% Q2)
Andalusia 14,31% foreign demand (13,73% Q2)
Málaga 34,76% foreign demand (30,81% Q2)

Above: Costa Blanca National / Internation Buyers in the third quarter of 2024.
© Images: nardia real estate agency. Data source: Registradores.
Why Costa blanca?
At nardia real estate agency we firmly believe that the strong demand for quality homes on the Costa Blanca is based on a combination of various important factors.
Our clients often mention the location in terms of the mild climate and excellent transportation with the rest of Europe, a very affordable living standard and also specialist medical facilities that are available on Costa Blanca. There are various private hospitals with very good international staff, including doctors and surgeons. All these services are available in your own language.
Based on our sales closed in the 11 months up to date and the daily conversations we have with clients we are confident demand will be stable on the Costa Blanca for the foreseeable future. Sales made in 2024 already exceeded those in the whole of 2023 in july; both in terms of properties sold as in revenues generated by our sales team.
We expect our clients to maintain their plans to become owners of a home in Spain and to further expand their investments in rental properties.

11. Nationalities that bought the most homes in Q3-2024:
British 8,52% | 2.077 homes
Germans 6.43% | 1.568 homes
Moroccans 5,64% | 1.331 homes
Polish 5,32% | 1.296 homes
Italians 5,25% | 1.279 homes
French 5,23% | 1.274 homes
Romanians 5,13% | 1.250 homes
Dutch 5,03% | 1.226 homes
Belgian 4,83% | * homes sold unavailable
Chinese 3,59% | *
Ukrainians 3,20% | *
Russians 2,46% | *
Swedish 2,45% |
Irish 1,75% | *
United States 1,65% | *
Lithuania 1,19% | *
Bulgaria 1,09% | *
Hungarians 0,96% |

12. Mortgages
In Spaina total of 166.609 (Q2-2024 146.273) propertieswere soldin the second quarter and 109.220 were financed with a mortgage (Q2-2024: 93.301). In other words, 65,6% of all homes sold in Spain was financed(Q2-2024: 63,8%).

Above: Spain Mortgage Financing in the third quarter of 2024.
© Images: nardia real estate agency. Data source: Registradores
In the third quarter 15.919 more mortgages than in the previous quarter were granted while the total number of homes sold increased with 20.336.
This means that of the additional 20.336 homes sold in the third quarter 78,28% was financed with a mortgage. More than the national average.
This further underwrites our theory that the increased availability of mortgages has a positive impact on the number of homes sold.
The total amount of mortgages granted was 17,1% higher than in the previous quarter.

Average Mortgage amount
In Spain the average mortgage granted is 151.071,- euros (previous quarter: 145.229,-,euros). Of all new mortgages granted 62.4% opted for a fixed interest rate (previous quarter 56.88%).
The average fixed interestrate this quarter was3,41% (previous quarter 3,49%).
Interesting fact: the lowest historic average interest rates were reached in 2022 with only 2,24%.
The average repayment term is 24,67 years (Q2-2024 24,75) with an average monthlyinstalment of 749,- euros (Q2-2024 724,70 euros).
Mortgage and monthly income
On average mortgage payments require 33,2% of the monthly income(previous quarter 33,4%), with exceptional high efforts of 60.5%of the monthly income on the Balearic Islands (previous quarter 53.8%) and 40.9%in Madrid(previous quarter 39,2%).

Mortgages on Costa Blanca & Costa Cálida
In Comunidad Valenciana 12.809 homes were financedwith a mortgage in the third quarter of 2024. That is 46.6% of all homes sold.
In the Comunidad Valenciana, where Costa Blanca is, 4.161 more homes were sold than in the previous quarter. Of those extra homes sold only 1.764 of them were financed with a mortgage. Being 42,39% of the increase in properties sold.
In Murcia 3.104 mortgageswere granted for the purchase of a home. That is 49.5%of all homes sold.
Both Costa Blanca and Costa Cálida again show that more homes are paid cash than the national average of 65,6%.

13. Trend: Mortgages more attractive?
The percentage of property investors in Spain that pay the purchase price in full without the need of financing is still considerable. 34% of all properties sold in Spain are paid in cash.
In our previous market reports we noted that we believed a trend was becoming visible of more homes being financed with a mortgage. This line did not continue in the second quarter of the year. In the third quarter, as we expected, more homes were financed with a mortgage. Although only the official figures from the property registry can confirm this early 2025, in our vision the line will continue and more homes will be financed with a mortgage in the months to come and we expect that a statistical trend will be established.
In percentages in the third quarter of 2024 17,1% more mortgages were signed and 13,9% more homes were sold.
In absolute terms this translates into 20.336 more homes sold and 15.919 more mortgages signed this quarter.

14. The Spanish Economy
Inflation:
The Spanish economycontinues to perform well. The three interest rate cuts announced by the European Central Bank in June, September and October this year have made more financing available to both businesses and families. This is reflected in the number of homes sold this quarter.
In terms of tourismand visitors 2024 is heading to break all records. In our previous report we mentioned that in June alone 9 million tourists visited Spain (12% more than a year before). According to the official data from the Spanish Ministry of Industry and Tourism in the first nine months of 2024 73.9 million international travelles visited Spain. That is 10,9% more than in the same period of 2023.
The inflationin Spain was in Octoberwith 1.8%. Substantially below the European average of 2,3%.
The below information has also been published in our Q2-2024 market report:
Spain is the second most visited country in the world after France. According to an analysis by BBVA Research, published on September 23, 2024, the total tourism spending between May and August 2024 grew by 14,4% compared to the previous year where national tourists are spending 6,2% more and foreign tourists 23,7% more than a year before.
Employment Q3:
In the third quarter of 2024 0,37% more jobs were created than in the previous quarter according to the Spanish National Statistics Institute (INE).
Total new job creation for 2024 is expected to be 3,5% according to the Spanish National Institute for Statistics (INE).
The Spanish Chamber of Commerce indicates that it expects only 2% more job creation in 2024 and for 2025 only 1,5% more jobs to be created.
Company Formations Q3:
In the third quarter of 2024 24.971 new companies were created (Q2 31.293 / Q1 32.788). An increase of 14,5% compared to the third quarter of 2023.
In the last 12 months between October 2023 and September 2024 a total of 114.90 companies were created. 6,8% more than in the 12 months before.
Since the second quarter of 2021 the number of company creations has been above 100.000 per year.
The vast majority of new business are created as Limited Liability Companies.
Insolvency proceedings Q3:
The number of limited liability companies in serious financial difficulties that filed for insolvency proceedings in Spain this quarter was 1.192, a rise of 16,7% compared to the same quarter of 2023.

15. Market Outlook
In our previous market report it was noted that our expectations for the third quarter of 2024 were that some of the improved mortgage lending capacity would be reflected in the number of homes sold. We now know that this has indeed been the case. As the European Central Bank has lowered the interest rates once more since, our vision is unchanged that the improved lending capacity combined with a shortage of quality homes will lead to a further rise in housing prices in the next quarters.
Our view on the real estate market in Spain in terms of sales and demand for the medium long term is unchanged. For the year 2025 we foresee demand for quality property to continue on similar levels with an increase in the number of homes sold to national buyers.
The market indicators for Spain confirm a solid sentiment with a strong indicator of the attractiveness and economic strength of the country in general and more specifically Costa Blanca and Costa Cálida.
As a team we have a strong connection with the real estate market, we have been in the business since 2013 and speak with buyers and sellers literally every day of the week. Our aim is to stay one step ahead of the game and inform our clients based on facts and numbers.
We love to deliver! This we do through our extensive network where we deal directly with the best property developers, top quality construction companies, international investment funds, Spanish banks and real estate portfolio managers in Spain and abroad.

16. A 10-year Outlook on the Spanish Property Market: 2024-2034
First published and included in the Q1-2024 market report on june 2, 2024.
Based on the available economic data, market trends we spot and international attention for Spain we believe that the property market in Spain´s most sought after areas will grow significantly in terms of demand and price in the next 10 years. The supply is unlikely to get up to speed with demand and this is expected to keep price trends to be upwards on average year-on-year with possibly quarterly contractions.
In the next 10 years, i.e. by 2033, we expect property prices to double in the markets with high demand. Being these high-demand markets in Spain: Costa Blanca, Valencia City, City of Madrid and Andalusia.
On the Balearic Islands we expect a strong price increase, perhaps as much as 60%, but not as high as in the other areas. How the property market in Catalunya and the city of Barcelona will develop will largely depend on the political situation in the region in the years to come.
At nardia real estate agency we are confident for the long term future and look forward to help you as our client for many years to come!

The information used in this report is freely available on the website of the Spanish Property Registry, National Institute for Statistics (INE), the Spanish Company Registry, Chamber of Commerce of Spain, EuroStat, Reuters and BBVA Research.
This Housing Market Report for the Spanish Property Market for the Third Quarter of 2024 has been written by Tom Bruijnzeel. He is the author of this informative Market Report about the Spanish Real Estate Market including the Market Outlook and the 10-year-outlook on the Spanish Property Market 2024-2034 plus other articles and reports on our website.
Tom has a master degree in Law from the University of Rotterdam (the Netherlands), holds a bachelor degree in Business and Economics and is fluent in Spanish, French, English and Dutch with full business proficiency in German. In 2013 he started nardia real estate agency in Spain. The website www.nardia.es is available to all who are thinking of investing in a property in Spain or already own a property and have questions about property tax in Spain, the correct registration of a property in Spain or the taxes due when selling a house in Spain.
If you want to connect via Linkedin: linkedin.com/in/tombruijnzeel